What to Know Before Buying a Home in Fond du Lac, WI

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Get Familiar with the Lay of the Land in Fond du Lac, WI

Ready to lay down some roots and buy a house in Fond du Lac? Great idea! You picked an energetic city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers from coast to coast and know the Fond du Lac housing market well.

Fond du Lac's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing economic growth and cultural expansion have helped to attract young families, new businesses, and retirees to the Fond du Lac area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Fond du Lac and its nearby areas still offer a variety of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When looking to buy a house in Fond du Lac, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Fond du Lac will also give you an idea of why homes in west Fond du Lac are priced differently than homes in east Fond du Lac, what the communities are like, and where to find Fond du Lac's coolest attractions.

Are your finances in the right place to buy a home in Fond du Lac? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Wisconsin or somewhere else entirely. We serve new and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Fond du Lac.

First, estimate how much house you can afford. This will help determine the price range for your Fond du Lac house hunt. Then, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Searching the web for Fond du Lac averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

It's Go Time! Buy a House in Fond du Lac, WI

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Fond du Lac, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Fond du Lac. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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