Mr. Cooper Serves

Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Mortgages in

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in . Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in . These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

As a home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in with Mr. Cooper.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in . Get Started

Mr. Cooper Mortgage Refinancing in

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in . Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the purpose of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your home!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in can help you learn more about refinancing and choose the right refinance option for your situation.

Selling or Buying a House in with Mr. Cooper

Are you ready to buy a house in ? Then you may want to start by seeking professional guidance for how to buy a house in and get prequalified for a mortgage in . Despite 's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in and connect you with our affiliate to help find a reliable real estate agent.** Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Are you researching how to sell a house in ? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in , whether you're trying to sell a home for the first or fifteenth time. Mr. Cooper can connect you to expert team members and resources through our affiliate that can provide both guidance and unique benefits relating to real estate commissions and closing costs. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.* Ask about the Mr. Cooper Real Estate Rewards program in to learn more as both a home buyer and seller in !

Mr. Cooper is here to help you on your journey to home ownership. Contact us to learn more about refinancing, home loans, and selling or buying a house in . We're your ally.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.