Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in White Center, WA

For all your White Center home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Washington.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your White Center Home Loan Journey

A home isn't a one size fits all kind of thing. White Center home loans aren’t either. Finding the right fit for you requires some loan-to-loan comparisons! Mr. Cooper can help! Our aim is to transform the homeownership journey into an enjoyable one, beginning with the mortgage loan process. We hope you'll keep reading for introductory details about picking your White Center home loan, but also reach out to Mr. Cooper mortgage expert with questions about your situation.

Check your credit before you start applying for loans and try your best to get it in tip-top shape. A not-so-great credit score may mean you are presented with a higher interest rate on your loan. On the other hand, a strong credit score can help you secure a better rate with your potential lender. Your credit score, financial state, and the timeframe you're looking to move can all be a factor in the type of home loan that fits your needs. So, what's out there to choose from?

What Types of Loans Are There in White Center, WA?

There are several different types of home loans available to White Center home buyers: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loans might be a good choice for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA loans and FHA loans are both types of government loans. Credit and income requirements are usually a little more different than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A loan officer can help you understand your options and next steps, depending on where you are on your journey.

Begin in White Center, WA with a Preapproval Letter

Secure a Verified Approval Letter from the lender before you start going to Open Houses in White Center to indicate that you've done your due diligence. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also show with the real estate agent and seller because they know you can buy the home. Give us a call today to chat about everything from your credit, possible loan options and your Verified Approval letter. Now could be the perfect time for you to buy a house in White Center. Get started with the help you need!

White Center, WA Mr. Cooper Reviews

Take it from these happy Mr. Cooper mortgage customers in White Center, WA: We love helping homeowners. Call now to see how we can serve you.

We see home loans differently. We see them through your eyes.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.