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Who Is Mr. Cooper in West Richland, WA?

We're a Washington home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Washington. This move went beyond a basic name change. We adjusted our business for the better. For one, we set up customer service teams in the United States and got rid of online transaction fees for on-time payments. We also reinvigorated the customer experience and added special services to help you out whether you're looking to buy, sell, or simply enjoy your current home. Then and now, you are our priority.

Why Choose Mr. Cooper Mortgages in West Richland, WA?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in West Richland can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in West Richland can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in West Richland, WA. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for West Richland home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan could include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a West Richland home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in West Richland. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in West Richland. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in West Richland and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in West Richland.

Mr. Cooper Mortgage Refinancing in West Richland

Mr. Cooper offers mortgage refinancing in West Richland in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your West Richland house!).

There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in West Richland can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in West Richland with Mr. Cooper's Help

Getting ready to buy a home in West Richland, WA? Then you may want to start by seeking professional guidance for how to buy a house in West Richland and get prequalified for a mortgage in West Richland. Washington's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in West Richland and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Preparing to sell a home in West Richland, WA? Mr. Cooper can help you there, too. We know the difficulties that come with selling a home in West Richland, especially when you're trying to do it for the first time. As a seller, you'll get in-depth marketing and sales insight at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in West Richland to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about refinancing, home loans, and selling or buying a house in West Richland. We're your ally.

Contact Mr. Cooper Customer Service for Help in West Richland, WA

As your partner in the homeownership journey, we remain committed to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. Our customer support team is 100% U.S.-based and 100% ready to help keep your vision for homeownership alive.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.