What to Know Before Buying a Home in Pullman, WA

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Get Familiar with the Lay of the Land in Pullman, WA

Thinking about buying a home in Pullman? Smart move! You picked a colorful city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers across the country and know the Pullman housing market well.

Given all of Washington's growth, Pullman homes aren't always easy to find at a comfortable price. Continued cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Pullman area, but so much change also means more traffic, more competition, and a need for more schools. That said, Pullman and the surrounding areas still offer a variety of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a home in Pullman, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Traveling around Pullman will also give you an idea of why homes in west Pullman are priced differently than homes in east Pullman, where to find Pullman's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Pullman? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Washington or somewhere else entirely. We help new and experienced homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Pullman.

First, calculate how much house you can afford. This will help determine the price range for your Pullman house hunt. Next, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Pullman will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, look at how much money you can put toward a down payment. A down payment of at least 20% can help increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Pullman, WA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Pullman, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Pullman. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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