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Why Choose Mr. Cooper in Mercer Island, WA?

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Have You Met Mr. Cooper in Mercer Island, WA?

We're a home loan company in Washington that values people over paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Washington. The change was more than a simple name change. We adjusted our business for the better. First, we set up customer service teams in the United States and ended online transaction fees for on-time payments. We also enhanced the customer journey and added more services so you get great support whether you're buying, selling, or just living in your home. Then and now, you are our priority.

Mr. Cooper Mortgages in Mercer Island, WA

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Mercer Island can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Mercer Island — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Mercer Island, WA. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Mercer Island home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan may include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Mercer Island home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Mercer Island. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Mercer Island. Get Started

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Mercer Island and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Mercer Island.

Mr. Cooper Refinancing in Mercer Island

Mr. Cooper offers mortgage refinancing in Mercer Island in addition to new home loans. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the purpose of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Mercer Island house!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Mercer Island can help you learn more about refinancing and choose the right refinance option for your situation.

Buying or Selling a Home in Mercer Island with Mr. Cooper

Getting ready to buy a home in Mercer Island, WA? Then you may want to start by seeking professional guidance for how to buy a house in Mercer Island and get prequalified for a mortgage in Mercer Island. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Mercer Island and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Mercer Island, WA? Mr. Cooper can help you there, too. We understand the challenges that come with selling a home in Mercer Island, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Mercer Island Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Mercer Island. We're your ally.

Need Help? Contact Mr. Cooper Customer Service in Mercer Island, WA

We remain dedicated to serving you as your partner in the homeownership journey. That means you can reach out to Mr. Cooper customer service when and how you want. Send an email, call, sign in to our secure online messaging service, message us on our social media channels or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. Our customer support team is 100% U.S.-based and 100% ready to help keep your vision for homeownership alive.

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We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.