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What to Know When Buying a House in Lacey, WA

Buy / Sell Buying a home can be as exhilarating as it is stressful — especially when you're a first-time home buyer in Lacey, WA. Mr. Cooper is here to help you learn everything you need to know. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll figure out what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started.

We'll start by helping you estimate how much house you can afford to buy in Lacey. That's a good first step toward home ownership. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. When it comes to buying a home in Lacey, mortgage prequalification is one of the best things you can do. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Mr. Cooper can even connect you with experienced, full-service real estate agents close to you.* Last but not least, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Buying a home in Lacey could be even easier when you have Mr. Cooper in your corner.

What to Know If You’re in Escrow with Mr. Cooper

No matter whether you're a home seller or buyer, you'll hear the word escrow quite a bit throughout your homeownership journey. During escrow, a third-party holds money (or something else of value) in an account until an exchange between a seller and buyer is finalized. An escrow account can be used for all types of business handlings, but we shine the spotlight on how it applies to the world of real estate. If you're the one buying the home, you generally place a percentage of the property price in escrow. If you're the home seller, you take the home off the market during escrow so the property can be inspected.

Once you become a homeowner, escrow carries a different meaning. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Reach out to a mortgage professional today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're selling, buying, or settling in. Let's get you home.

What to Know When Selling a House in Lacey, WA

We've been there. We know that selling a house in Lacey, WA is one part joy and one part stress. Sellers face roadblocks that no one else does. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.

Take, for example, the challenge of finding a new home while trying to sell your current one. There are only so many homes to choose from around Lacey, and inventory is always changing. You might feel like you can't afford to wait for the perfect home to come on the market. Mr. Cooper understands this challenge and can equip you with resources to make the sale of your home less stressful. Other obstacles are harder to grasp, like any unrealized expectations you might have about your home's final sale price, or the emotional connection your kids have with the home. Not to mention, you still have to plan your move!

At Mr. Cooper, our team members can connect you to the expert resources via our affiliate that you need to overcome difficulties AND lower the amount of money you spend on closing costs and real estate commissions.* Ask about the Mr. Cooper Real Estate Rewards program in Lacey to learn more!

Mr. Cooper is More Than a Home Lender in Lacey

In the Lacey area, Mr. Cooper is a friendly home buying and seller ally to have on your side. We'll give you the support, service, and information you need to make the right financial decisions to accomplish your goals. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Boosting credit can be as simple as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. You can be different. All it takes is a little knowledge. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your trusted resource, you can be ready to buy or sell your home even sooner.

Mr. Cooper Customer Reviews for Lacey, WA

Take it from these Mr. Cooper home buyers and sellers in Lacey, WA: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Lacey with Mr. Cooper.

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