What to Know When Buying a House in Stafford, VA
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Stafford, VA. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Contact Mr. Cooper today to learn more. We'll get you set up with a trusted agent who will help you every step of the way. We call it the Mr. Cooper Agent Assurance program.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in Stafford. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. When it comes to buying a home in Stafford, mortgage prequalification is one of the best things you can do. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Stafford easier.
What to Know When Selling a House in Stafford, VA
We've been there. We know that selling a house in Stafford, VA is one part joy and one part stress. Sellers face unique challenges. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Finding a new home while trying to sell your old one is just one example. You have a limited supply of Stafford homes to choose from, and changes in property can happen all the time. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper understands this challenge and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to plan your move!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Ask about our Agent Assurance program in Stafford to learn how our money-maximizing real estate program could support you as both a home buyer and seller in Stafford!
What If You Are in Escrow with Mr. Cooper?
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a transaction between a seller and buyer is finished. The escrow process can be used for all kinds of transactions, but we narrow in on how it is used in real estate. If you're the one buying the home, you usually agree to put a percentage of the property price into escrow. As a home seller, you take the home off the market during the escrow period so the property can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Contact one of our customer service agents today to talk about your Mr. Cooper escrow account or former Nationstar escrow account. We are here to walk with you, whether you're buying or settling in. We can show you a better way.
Mr. Cooper is More Than a Home Lender in Stafford
Around Stafford, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the information, service, and support you need to make the right financial decisions to accomplish your goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We think you can be different. All you need is knowledge. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.