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Mr. Cooper Serves Richmond, VA

When you're buying a home in Richmond, contact Mr. Cooper in Richmond for help along the way. Mr. Cooper is your home loan and loan service ally.

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Who Is Mr. Cooper in Richmond, VA?

Richmond, VA We're a home loan company in Virginia that values people over paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. Before that, we went by the name Nationstar Mortgage in Virginia. The switch signified more than a company name change. We adjusted our business for the better. How? First off, we got rid of all online transaction fees. We also reinvigorated the customer experience and added special services to help you out whether you're buying, shopping, or just living in your home. Then and now, you are our top priority.

Mr. Cooper Mortgages in Richmond, VA

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Richmond can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Richmond — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Richmond, VA.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Richmond. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Richmond home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Richmond.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Richmond as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Richmond. Get Started

Mr. Cooper Refinancing in Richmond, VA

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Richmond. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Richmond home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Richmond can help you learn more about refinancing and choose the right refinance option.

Buying a House in Richmond with Mr. Cooper

Getting ready to buy a home in Richmond, VA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Richmond. Despite Virginia's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Richmond. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.     ​​[content-title-10] Turn to Mr. Cooper Customer Service in Richmond, VA

Need Help? Contact Mr. Cooper Customer Service in Richmond, VA

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Richmond home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one.  StreetSmarts puts the latest home listings in Richmond right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**

Richmond, VA Mr. Cooper Customer Reviews

Searching for Mr. Cooper ratings or reviews? You got it. Read real stories from real Mr. Cooper customers in Richmond, VA. You've come to the right spot if you're hunting for Nationstar ratings or Nationstar customer service, since our company name changed in August 2017. After getting a taste of how we've simplified and accelerated the home financing process for many others, contact Mr. Cooper to see how we can help you. Getting great customer ratings and reviews in the world of home loans is hard work, and it's hard work we are willing to put in every single day.

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Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.