Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

What to Know Before Buying a Home in Chantilly, VA

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Chantilly, VA

Strongly considering a home purchase in Chantilly? Congratulations! You picked a colorful city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers nationwide and are familiar with the ins-and-outs of the Chantilly housing market.

Chantilly's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued cultural expansion and economic growth have helped to beckon entrepreneurs, retirees, and new graduates to the Chantilly area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Chantilly and its neighboring areas still offer a wide range of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your perfect home! When looking to buy a house in Chantilly, consider how near or far away the home is from the places you visit most. If possible, test drive your trip from the house to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Chantilly will also give you an idea of why homes in west Chantilly are priced differently than homes in east Chantilly, what the communities are like, and where to find Chantilly's coolest attractions.

Are your finances in the right place to buy a home in Chantilly? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Chantilly. We support first-time homeowners and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Chantilly.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Chantilly. Next, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Chantilly averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, look at how much money you can put toward a down payment. Putting at least 20% down will boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Chantilly, VA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Chantilly. Contact Mr. Cooper as you get ready to buy a house in Chantilly. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Chantilly, VA

Take it from these Mr. Cooper home buyers and sellers in Chantilly, VA: We love helping homeowners. Call now to see how we can serve you.

Make buying or selling a Chantilly home easier.

Put Mr. Cooper in your corner for a better home buying or selling experience.