Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Taylorsville, UT

Ready to move? Let's do it. Compare home loans in Taylorsville, UT with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Taylorsville, UT That's Best for You

Homes aren't one size fits all structures. Neither are home loans in Taylorsville. Securing the correct fit for your needs requires some loan-to-loan comparisons! That's where Mr. Cooper comes in. Our aim is to transform the homeownership journey into an enjoyable one, beginning with the mortgage loan process. We encourage you to continue reading for routine information about finding a home loan, but also contact a Mr. Cooper mortgage professional for any questions you may have.

As you begin searching for home loans, double check your credit and work to get it in tip-top shape. A not-so-great credit score might mean you'll have a higher interest rate on your mortgage loan. On the other hand, a strong credit score can help you negotiate your best rate with a potential lender. Your credit strength, financial situation, and the timeline you're looking to move can all be a factor in the type of loan that matches your needs. So, what's out there to choose from?

Different Types of Home Loans in Taylorsville, UT

You may have options when it comes to Taylorsville home loans: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan could be a great route for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA and FHA loans fall into the government loan category. Income and credit requirements are often different criteria than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which home loan is right for you? A professional loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Start with a Preapproval Letter in Taylorsville, UT

Talk to your lender about a Verified Approval Letter. Get one before you begin looking for houses in Taylorsville to demonstrate that you're serious about buying a home. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also show to sellers you can afford the home they’re selling. Give us a call today to discuss everything from your credit, possible loan options and your Verified Approval letter. Now is a great time for buying a home in Taylorsville. What are you waiting for? Call now to get the super-smart help you want!

Mr. Cooper Reviews for Taylorsville, UT

Read reviews from actual Mr. Cooper home mortgage customers in Taylorsville, UT.

We're changing the face of home loans.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.