What to Know When Buying a House in Draper, UT
Buying a home can be as exhilarating as it is stressful — particularly when you're new to the process and are a first-time home buyer in Draper, UT. Mr. Cooper is here to help you learn everything you need to know. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Draper. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Draper. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Buying a home in Draper could be even easier when you have Mr. Cooper in your corner.
Mr. Cooper Can Help You Sell Your House in Draper, UT
We've been there. We know that selling a house in Draper, UT is one part joy and one part stress. Sellers face unique challenges. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. The home inventory in Draper can be limited, with changes in property happening by the day. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper understands this challenge and can present some options to take some of the stress out of selling your home. Other hurdles are less tangible, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a seller, you'll get comprehensive marketing and sales service at a great value. Ask about our Agent Assurance program in Draper to learn how our money-maximizing real estate program could support you as both a home buyer and seller in Draper!
More on Mr. Cooper Escrow Period
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. During an escrow period, a third party holds money (or something else of value) in an account until a deal between a buyer and seller is finalized. The escrow process can be used for all kinds of business dealings, but we shine the spotlight on how it applies to real estate. If you're the one buying the home, you generally place a percentage of the property price in escrow. If you're the home seller, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Contact one of our customer service agents today to talk about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're buying or settling in. See things differently with Mr. Cooper.
Mr. Cooper's Services Go Beyond Just Home Financing in Draper
In the Draper area, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the service, information, and guidance you need to make the best financial decisions to achieve your future goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Building credit can be as simple as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy or sell a house even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.