All About Buying a House in Bastrop, TX

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Get Familiar with the Lay of the Land in Bastrop, TX

Thinking about buying a home in Bastrop? Great idea! You selected a lively city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers nationwide and know the Bastrop housing market well.

Bastrop's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing support for local businesses and cultural growth have helped to attract young families, new businesses, and retirees to the Bastrop area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Bastrop and the surrounding areas still offer a variety of home styles and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When buying a home in Bastrop, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Exploring Bastrop will also help you get a feel for how homes in east Bastrop differ from west Bastrop, where to find Bastrop's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Bastrop, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Bastrop. We work with first-time homeowners and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Bastrop.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Bastrop. Then, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Bastrop averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, figure out what a realistic down payment would be for you. A down payment of at least 20% can help increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in Bastrop, TX

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Bastrop. Contact Mr. Cooper as you look to buy a home in Bastrop. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Bastrop, TX Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Bastrop, TX: We love helping homeowners. Call now to see how we can serve you.

Buying or selling a house in Bastrop? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.