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Mr. Cooper Serves North Smithfield, RI

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in North Smithfield.

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Meet Mr. Cooper in North Smithfield, RI

North Smithfield, RI We're a Rhode Island home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in Rhode Island. This move went beyond a basic name change. We changed the way we did business for the better. For one, we got rid of all online transaction fees. We also reinvigorated the customer experience and added special services to help you out whether you're shopping, buying, or just enjoying the home you have. Then and now, you are our top priority.

Get Pre-Approved for a Mortgage in North Smithfield, RI with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in North Smithfield — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in North Smithfield, RI. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. Here's what you need to know in the meantime.

Conventional loans are a popular choice for North Smithfield home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Some advantages of a conventional loan could include various term lengths and favorable interest rates.

As a North Smithfield home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in North Smithfield today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in North Smithfield as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in North Smithfield. Get Started

Mr. Cooper Mortgage Refinancing in North Smithfield, RI

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in North Smithfield. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the goal of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more time and money making your North Smithfield home just the way you want it!).

There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term.  Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in North Smithfield can help you learn more about refinancing and choose the right refinance option for your situation.

Buying a House in North Smithfield with Mr. Cooper

Getting ready to buy a home in North Smithfield, RI? Then you may want to start by seeking professional guidance for how to buy a house in North Smithfield and get preapproved for a mortgage in North Smithfield. Despite Rhode Island's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in North Smithfield. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Contact Mr. Cooper Customer Service for Help in North Smithfield, RI

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the North Smithfield home buying journey. Our Agent Assurance program pairs you with a local North Smithfield agent you feel good about.  StreetSmarts puts the latest home listings in North Smithfield right in your hands so you don't have to worry about missing your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

What’s Your Goal?

We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.