Who Is Mr. Cooper in Middletown, RI?
We're a Rhode Island home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. Before that, we went by the name Nationstar Mortgage in Rhode Island. This move went beyond a basic name change. We overhauled our business to serve you better. First, we eliminated all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. Then and now, we're here to serve you.
Get Pre-Approved for a Mortgage in Middletown, RI with Mr. Cooper
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Middletown can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Middletown can help you do so much — even learn more about your credit score and finances in general.
We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Middletown, RI. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Until then, here's what you need to know to get started.
Conventional loans are a popular choice for Middletown home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. A couple of key benefits of a conventional loan may include numerous term lengths and agreeable interest rates.
FHA is another home loan type that may be available to you as a Middletown home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Middletown with Mr. Cooper.
VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Middletown and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Middletown. Get Started
Mr. Cooper Mortgage Refinancing in Middletown, RI
Mr. Cooper offers mortgage refinancing in Middletown in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Middletown house!).
Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Middletown can help you learn more about refinancing and choose the right refinance option for your situation.
Buying a Home in Middletown with Mr. Cooper
Buying a house in Middletown, RI? Then you'll probably want to look into getting preapproved for a mortgage in Middletown and seek professional assistance for how to buy a home in Middletown. Rhode Island's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can buy. Next, we can help you get pre-approved for a mortgage in Middletown. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in Middletown, RI
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in Middletown with Mr. Cooper. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts puts the latest home listings in Middletown right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.