What to Know Before Buying a Home in Wilkinsburg, PA

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Wilkinsburg, PA

Ready to lay down some roots and buy a house in Wilkinsburg? Great idea! You selected a colorful city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers across the country and are familiar with the ins-and-outs of the Wilkinsburg housing market.

Wilkinsburg is growing by the day, which means Wilkinsburg homes don't always come cheap. Continued support for local businesses and cultural growth have helped to beckon retirees, new businesses, and young families to the Wilkinsburg area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, Wilkinsburg and its neighboring areas still offer a variety of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a home in Wilkinsburg, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Wilkinsburg will also help you get a feel for how homes in east Wilkinsburg differ from west Wilkinsburg, what the neighborhoods are like, and where to find Wilkinsburg's hottest attractions.

Are your finances in the right place to buy a home in Wilkinsburg? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. You could choose to buy a home in Pennsylvania or elsewhere. We help first-time homeowners and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Wilkinsburg.

Before anything else, calculate how much house you can afford. This will help you narrow your search when house hunting in Wilkinsburg. After that, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Wilkinsburg will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Wilkinsburg, PA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Wilkinsburg, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Wilkinsburg. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Wilkinsburg, PA

Take it from these Mr. Cooper home buyers and sellers in Wilkinsburg, PA: We love helping homeowners. Call now to see how we can serve you.

Make buying or selling a Wilkinsburg home easier.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.