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The Process of Buying a Home in Huntingdon, PA

Huntingdon is a growing market with a diverse inventory of housing. Before you move, consider this helpful information on buying a home in Huntingdon, PA.

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Get Familiar with the Lay of the Land in Huntingdon, PA

Thinking about buying a home in Huntingdon? Smart move! You picked a vibrant city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers across the country and are familiar with the ins-and-outs of the Huntingdon housing market.

Given all of Pennsylvania's growth, Huntingdon homes aren't always easy to find at a comfortable price. Sustained cultural expansion and economic growth have helped to attract entrepreneurs, retirees, and new graduates to the Huntingdon area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Huntingdon and its nearby areas still offer a wide range of homes in price and amenities. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your dream house! When buying a home in Huntingdon, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Traveling around Huntingdon will also give you an idea of why homes in west Huntingdon are priced differently than homes in east Huntingdon, what the neighborhoods are like, and where to find Huntingdon's hottest attractions.

Are you financially prepared to buy a house in Huntingdon? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Pennsylvania or somewhere else entirely. We work with new and experienced homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Huntingdon.

Before anything else, estimate how much house you can afford. This will help determine the price range for your Huntingdon house hunt. Then, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Huntingdon averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, consider how much you can contribute to a down payment. A down payment of at least 20% can help boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

It's Go Time! Buy a House in Huntingdon, PA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Huntingdon, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Huntingdon. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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