How Can Mr. Cooper Help You Buy a House in Hershey, PA?
Buying a home can be one of the most rewarding yet stressful things you ever do — and even more so when you're a first-time home buyer in Hershey, PA. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll learn what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Contact Mr. Cooper today to learn more.
We'll start by helping you estimate how much house you can afford to buy in Hershey. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Hershey. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Lastly, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Buying a home in Hershey could be even easier when you have Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. Escrow period is when a third party holds on to something of value, typically money, in a certain account until an exchange between a seller and buyer is finalized. An escrow account can be used for all types of transactions, but we shine the spotlight on how it applies to the world of real estate. As a home buyer, you typically put a percentage of the property price in the escrow account. If you're the one selling, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with a customer service agent today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper Offers More Than Home Loans in Hershey
In Hershey, Mr. Cooper is the ally you want to help you along the way when buying a home. We'll give you the support, service, and information you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Improving credit can be as straightforward as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Credit mistakes often happen when people don't take action or aren't paying attention. We believe that with a little knowledge, you can be different. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. You can be ready to buy your home even sooner when you have Mr. Cooper as a resource.