Contact Mr. Cooper in Pennsylvania

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Why Choose Mr. Cooper Mortgages in Pennsylvania?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in Pennsylvania — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Pennsylvania. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Pennsylvania home buyers. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan may include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Pennsylvania home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Pennsylvania today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Pennsylvania and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Pennsylvania. Get Started

Mr. Cooper Refinancing in Pennsylvania

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Pennsylvania. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Pennsylvania home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Pennsylvania can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in Pennsylvania with Mr. Cooper's Help

Buying a house in Pennsylvania? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Pennsylvania. The real estate market in Pennsylvania is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in Pennsylvania and connect you with our affiliate to help find a reliable real estate agent.** Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Pennsylvania? Mr. Cooper can help you there, too. We know the obstacles that come with selling a house in Pennsylvania, whether you're trying to sell a home for the first or fifteenth time. Mr. Cooper can connect you to professional resources and team members through our affiliate that offer both education and benefits related to real estate closing costs and commissions. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.* Ask about our Pennsylvania Mr. Cooper Real Estate Rewards program to learn more as both a home buyer and seller in Pennsylvania!

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about home loans, refinancing, and buying or selling a home in Pennsylvania. We’ve got your back.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.