Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Oak Grove, OR

Ready to buy a house in Oak Grove but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Oak Grove Home Loan Journey

A home isn't a one size fits all kind of thing. Oak Grove home loans aren’t either. Finding the right fit for you may require some comparison shopping! That's where Mr. Cooper comes in. Our aim is to keep the dream of homeownership alive beginning with the mortgage loan process. We hope you'll keep reading for general details about picking your Oak Grove home loan, but also call a Mr. Cooper mortgage professional for any questions you may have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A less-than-stellar credit score may mean you are presented with a higher interest rate on your loan. On the flip side, a strong credit score can help you advocate for your best rate with a lender. Your credit score, financial situation, and the timeline you'd like to make your move can all be a factor in the type of loan that matches your needs. So, what loans can you pick from?

Different Types of Home Loans in Oak Grove, OR

Oak Grove home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loans might be a good choice for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

VA loans and FHA loans fall into the government loan category. Income and credit requirements are often different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A loan officer can help you get to know your options and what comes next, depending on where you are on your journey.

Begin in Oak Grove, OR with a Preapproval Letter

Secure a Verified Approval Letter from the lender before you start shopping for homes in Oak Grove to show that you're a serious buyer. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also show to sellers you can buy the home they’re selling. Contact a Mr. Cooper mortgage professional today to discuss everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Oak Grove. Get started with the help you need!

Oak Grove, OR Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Oak Grove, OR.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.