Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Worthington, OH Home Loans

For all your Worthington home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Ohio.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Worthington, OH

Homes aren't one size fits all structures. Neither are home loans in Worthington. Finding the right fit for you may require some comparison shopping! That’s where Mr. Cooper can help. Our mission is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the mortgage loan process. We encourage you to read on for routine details about picking your Worthington home loan, but also call a Mr. Cooper mortgage professional for any questions you may have.

Check your credit before you start applying for loans and try your best to improve your score. A less-than-stellar credit score might mean you'll have a higher interest rate on your mortgage loan. On the flip side, a strong credit score can help you secure a better rate with your potential lender. Your credit history, financial situation, and the timeframe you'd like to make your move can all affect the type of loan that matches your needs. So, what options are out there for you?

What Types of Loans Are There in Worthington, OH?

You may have options when it comes to Worthington home loans: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

FHA and VA loans are both classified as government loans. Credit and income requirements are often laid-back than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A trained loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Start with a Preapproval Letter in Worthington, OH

Secure a Verified Approval Letter from the lender before you start shopping for homes in Worthington to demonstrate that you've done your due diligence. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also show to sellers you can afford the home they’re selling. Call the mortgage team at Mr. Cooper today to discuss everything from your potential loan options, credit score, and your Verified Approval letter. Now is a great time for buying a home in Worthington. What are you waiting for? Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in Worthington, OH

Read reviews from actual Mr. Cooper home mortgage customers in Worthington, OH.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.