All About Buying a House in Oregon, OH

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Understanding the Oregon, OH Housing Landscape

Strongly considering a home purchase in Oregon? Great idea! You've chosen a vibrant city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers across the country and know the Oregon housing market well.

Oregon is growing by the day, which means Oregon homes don't always come cheap. Sustained cultural expansion and economic growth have helped to entice retirees, new businesses, and young families to the Oregon area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Oregon and its nearby areas still offer a wide range of homes in price and amenities. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream house! When buying a home in Oregon, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Oregon will also give you an idea of why homes in west Oregon are priced differently than homes in east Oregon, what the communities are like, and where to find Oregon's coolest attractions.

Are your finances in the right place to buy a home in Oregon? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You could choose to buy a home in Ohio or elsewhere. We serve new and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Oregon.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Oregon. After that, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Searching the web for Oregon averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Move Up and Out: Buying Your Dream House in Oregon, OH

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Oregon. Contact Mr. Cooper as you prepare to buy a house in Oregon. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Oregon, OH

Take it from these Mr. Cooper home buyers and sellers in Oregon, OH: We love helping homeowners. Call now to see how we can serve you.

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