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Why Choose Mr. Cooper in Fairfield, OH?

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Who Is Mr. Cooper in Fairfield, OH?

Mr. Cooper is the kind of Ohio home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Ohio. The change was more than a simple name change. We changed the way we did business for the better. For one, we moved all customer service operations back to the U.S. and eliminated all online transaction fees for on-time payments. We even revamped the customer experience and increased our services so you get quality support whether you are looking to buy, sell, or simply enjoy your current home. Then and now, you are our priority.

Prequalify for a Mortgage in Fairfield, OH with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Fairfield can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Fairfield can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Fairfield, OH. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Fairfield home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Fairfield home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Fairfield today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Fairfield. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Fairfield and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Fairfield.

Mr. Cooper Mortgage Refinancing in Fairfield

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Fairfield. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Fairfield home!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Fairfield to learn more about refinancing today.

Buying or Selling a Home in Fairfield with Mr. Cooper

Getting ready to buy a home in Fairfield, OH? Then you may want to start by seeking professional guidance for how to buy a house in Fairfield and get prequalified for a mortgage in Fairfield. Ohio's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Fairfield and connect you with our affiliate to find a reliable real estate agent.* Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Fairfield, OH? Mr. Cooper has your back there, too. We understand the difficulties that come with selling a home in Fairfield, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Fairfield Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about home loans, refinancing, and buying or selling a home in Fairfield. We are here for you.

Contact Mr. Cooper Customer Service for Help in Fairfield, OH

As your partner in the homeownership journey, we remain committed to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.