Who Is Mr. Cooper in Beavercreek, OH?
We're a Ohio home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. You may have previously known us as Nationstar Mortgage in Ohio. This move went beyond a basic name change. We adjusted our business for the better. How? First off, we eliminated all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're shopping, buying, or just enjoying the home you have. We are here to serve you, both then and now.
Mr. Cooper Mortgages in Beavercreek, OH
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Beavercreek can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Beavercreek — including learn more about mortgage rates, credit scores, and budgeting.
We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Beavercreek, OH. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Until then, here's what you need to know to get started.
Conventional loans are a popular choice for Beavercreek home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some advantages of a conventional loan could include various term lengths and favorable interest rates.
Depending on your situation, you may want to consider another type of home loan that's available to many Beavercreek home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Beavercreek.
VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Beavercreek and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Beavercreek. Get Started
Mr. Cooper Mortgage Refinancing in Beavercreek, OH
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Beavercreek. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Beavercreek house!).
Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Beavercreek can help you learn more about refinancing and choose the right refinance option.
Buying a House in Beavercreek with Mr. Cooper
Getting ready to buy a home in Beavercreek, OH? Then you may want to start by seeking professional guidance for how to buy a house in Beavercreek and get prequalified for a mortgage in Beavercreek. The real estate market in Ohio is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Beavercreek. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Need Help? Contact Mr. Cooper Customer Service in Beavercreek, OH
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in Beavercreek with Mr. Cooper. Our Agent Assurance program pairs you with a local Beavercreek agent you feel good about. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.