Learn About Home Loans in Washington, NC
Mr. Cooper is here to walk alongside you in your homeownership journey in Washington, NC. As the nation's third-largest home loan servicer and a top-20 home lender, we have the background to help you navigate your loan options and chart a path for home buying success.
A Mr. Cooper mortgage professional can design a custom strategy that will help you tackle the home loan process with confidence. We can help you determine what today's mortgage rates are in Washington, how much house you can afford, and also get prequalified for a mortgage in Washington. Our mortgage professionals start by evaluating your financial situation and where you are in life. From there, they compile a targeted plan to help you get the best mortgage option for you. Read on to learn more about different home mortgage options and contact a Mr. Cooper mortgage professional in Washington to get started. You could prequalify for a mortgage in no time. Get Started
Are You Eligible for an FHA Loan in Washington, NC?
If you're searching for a loan with a potentially lower down payment and flexible credit requirements, you might want to consider a Federal Housing Administration (FHA) loan. About 1 in 5 of all homebuyers go with this type of government-insured loan. The loan program largely caters to homebuyers who cannot afford the usual 20% down payment that many private lenders require. The down payment can be as low as 3.5%, which is a great fit for many buyers who aren't eligible for a conventional loan.
Around Washington, Mr. Cooper has seen FHA loans increase in popularity alongside the rise of rental costs and student loan debt — two things that can make it hard to save money for a large down payment. FHA loans can also be accessible to borrowers with less than perfect credit scores. Wherever you are on your journey, Mr. Cooper can help you determine if an FHA loan is right for you. And if it's not, we'll help you find a different financing route.
Could You Get a VA Loan in Washington?
This nation's service men and women, veterans, and their spouses deserve nothing but the best. If you think you may be eligible for a VA loan, Mr. Cooper can share their knowledge to help you get approved for a VA home loan in Washington. Reach out to Mr. Cooper if you’re ready to buy a home in Washington and think that you might be eligible for a VA loan. There are many benefits in this loan type that can make the home buying process a lot easier. VA loans offer lower rates when compared to the overall mortgage landscape. There's also a possibility that you won't have to put down a down payment. Confirming your VA eligibility for a VA loan in Washington is fast and simple with a Mr. Cooper professional walking you through the application process.
Mr. Cooper Also Offers Jumbo Loans in Washington
Jumbo loans are another option for some homebuyers in Washington. A jumbo mortgage, or a jumbo loan, surpasses the limits of a conventional loan. Jumbo loans are often in the millions and are designed to help people buy or refinance higher-valued real estate. If you're curious about using a jumbo loan to buy a house in Washington, you'll probably need larger loan amounts that surpass conventional loan limits. For more information on jumbo loan eligibility in Washington, contact Mr. Cooper.
Buy a Home in Washington with Help from Mr. Cooper
The mortgage professionals at Mr. Cooper are ready to walk alongside you as you buy a home in Washington. However, we know that looks different for everyone. Some people just want to know the latest mortgage rates in Washington. Others want to get preapproved for a mortgage in Washington. And still others can't wait to pack their moving boxes and close on a home as soon as possible! No matter what you're looking for, Mr. Cooper's home buyer program in Washington can help you find it. Reach out to a mortgage professional now.