Contact Mr. Cooper in Washington, NC

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Washington, NC?

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Washington can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Washington can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Washington, NC. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Washington home buyers. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan could include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Washington home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Washington with Mr. Cooper.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Washington and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Washington. Get Started

Mr. Cooper Refinancing in Washington

Mr. Cooper offers mortgage refinancing in Washington in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Washington home just the way you want it!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Washington can help you learn more about refinancing and choose the right refinance option.

Buying or Selling a Home in Washington with Mr. Cooper

Buying a house in Washington, NC? Then you may want to start by seeking professional guidance for how to buy a house in Washington and get prequalified for a mortgage in Washington. The real estate market in North Carolina is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Washington and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Washington, NC? Mr. Cooper has your back there, too. We understand the challenges that come with selling a home in Washington, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at an exceptional value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Washington Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Contact us to learn more about home loans, refinancing, and buying or selling a home in Washington. We’ve got your back.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.