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Mr. Cooper Home Loans in Statesville, NC

Mortgage Mr. Cooper is here to walk alongside you in your homeownership journey in Statesville, NC. As a top-20 home lender and the third-largest home loan servicer in the country, we have decades of experience to help you understand your loan options and solidify your home buying plan.

A Mr. Cooper mortgage professional can create a personalized strategy that will help you get smarter about your home loan options. We can help you understand what today's mortgage rates are in Statesville, how much house you can afford, and also get prequalified for a mortgage in Statesville. Our mortgage professionals start by evaluating your financial situation and where you are in life. From there, they compile a targeted plan to help you get the best mortgage option for you. Learn more about various home mortgages below and contact Mr. Cooper in Statesville to take the first step toward reaching your goal. You can begin the pre-qualification process today. Get Started

What to Know About FHA Loans in Statesville, NC

If you're searching for a loan with a potentially lower down payment and flexible credit requirements, you might want to consider a Federal Housing Administration (FHA) loan. This government-insured loan type is behind nearly 1 in 5 of all homebuyers. The loan program is primarily designed to help homebuyers who cannot afford the traditional 20% down payment that is often required by private lenders. The down payment can be as low as 3.5%, which is a great fit for many buyers who aren't eligible for a conventional loan.

In Statesville, Mr. Cooper has watched FHA loans rise in popularity alongside increases in student loan debt and rental costs — two factors that can make it tough to save enough money for a down payment. Another perk to FHA loans is that they're usually available to borrowers with lower credit scores. No matter your circumstances, Mr. Cooper can walk you through the ins and outs of FHA loans and figure out the best financing option for your needs.

Should You Pursue a VA Loan in Statesville?

There's no question about it. America's service members, veterans, and their spouses should receive the best. If you think you may be eligible for a VA loan, Mr. Cooper can share their knowledge to help you get approved for a VA home loan in Statesville. Reach out to Mr. Cooper if you’re ready to buy a home in Statesville and think that you might be eligible for a VA loan. There are many benefits in this loan type that can make the home buying process a lot easier. Many times, interest rates are substantially lower than the rest of the mortgage market. You may not be required to put down a down payment, either. With a Mr. Cooper professional guiding you through the application process, checking your VA eligibility for a VA loan in Statesville is quick and easy.

Mr. Cooper Also Offers Jumbo Loans in Statesville

Jumbo loans are a good match for many homebuyers in Statesville. A jumbo loan, or a jumbo mortgage, goes beyond the limits of a conventional loan. Jumbo loans are designed to help people refinance or buy higher-valued real estate and are often millions of dollars. If you’re interested in jumbo loans to buy a home in Statesville, you most likely need larger loan amounts that exceed conventional loan limits. Call Mr. Cooper to learn more about jumbo loan eligibility in Statesville.

Buy a House in Statesville with Help from Mr. Cooper

The mortgage professionals at Mr. Cooper are ready to walk alongside you as you buy a home in Statesville. But we know that means different things to different people. Some people are only interested in knowing today's mortgage rates in Statesville. Others want to learn how to get preapproved for a mortgage loan in Statesville. While others are ready to apply for a home loan and close as soon as possible! No matter what you're looking for, Mr. Cooper's home buyer program in Statesville can help you find it. Contact a mortgage professional today.

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