The Process of Buying a Home in Plymouth, NC

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Get Familiar with the Lay of the Land in Plymouth, NC

Ready to lay down some roots and buy a house in Plymouth? Great idea! You selected an energetic city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Plymouth housing market.

Given all of North Carolina's growth, Plymouth homes aren't always easy to find at a comfortable price. Ongoing support for local businesses and cultural growth have helped to attract retirees, new businesses, and young families to the Plymouth area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Plymouth and its nearby areas still offer a variety of home styles and prices. You can find single-family homes, condos, townhomes, and (fingers-crossed) your perfect home! When looking to buy a house in Plymouth, double check that you're factoring in the home's distance from your daily activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Plymouth will also help you get a feel for how homes in east Plymouth differ from west Plymouth, what the communities are like, and where to find Plymouth's coolest attractions.

You're ready to buy a house in Plymouth, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in North Carolina or somewhere else entirely. We serve new and experienced homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Plymouth.

First, estimate how much house you can afford. This will help determine the price range for your Plymouth house hunt. Then, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Searching the web for Plymouth averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Move Up and Out: Buying Your Dream House in Plymouth, NC

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Plymouth, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Plymouth. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Customer Reviews for Plymouth, NC

Take it from these Mr. Cooper home buyers and sellers in Plymouth, NC: We love helping homeowners. Call now to see how we can serve you.

Buying or selling a house in Plymouth? Mr. Cooper makes it easier.

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