Why Choose Mr. Cooper in New Bern, NC?

Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in New Bern, NC with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in New Bern — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in New Bern, NC. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for New Bern home buyers. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan might include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many New Bern home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in New Bern.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in New Bern as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in New Bern. Get Started

Mr. Cooper Mortgage Refinancing in New Bern

Mr. Cooper offers mortgage refinancing in New Bern in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the goal of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your New Bern home!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in New Bern to learn more about refinancing today.

Selling or Buying a House in New Bern with Mr. Cooper

Getting ready to buy a home in New Bern, NC? Then you may want to start by seeking professional guidance for how to buy a house in New Bern and get prequalified for a mortgage in New Bern. Despite North Carolina's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in New Bern and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Are you researching how to sell a house in New Bern, NC? Mr. Cooper can help you there, too. We understand the challenges that come with selling a home in New Bern, especially when you're trying to do it for the first time. As a seller, you'll get in-depth marketing and sales insight at a good value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in New Bern to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about refinancing, home loans, and selling or buying a house in New Bern. We are here for you.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.