All About Buying a House in Mount Pleasant, NC

Busy? Have us call you back. Call Me Back

More Information

Understanding the Mount Pleasant, NC Housing Landscape

Thinking about buying a home in Mount Pleasant? Congratulations! You picked a vibrant city with a great balance of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers across the country and have the inside scoop on Mount Pleasant's housing scene.

Mount Pleasant is growing by the day, which means Mount Pleasant homes don't always come cheap. Sustained cultural expansion and economic growth have helped to entice entrepreneurs, retirees, and new graduates to the Mount Pleasant area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Mount Pleasant and its nearby areas still offer a wide range of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your dream home! When buying a house in Mount Pleasant, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Exploring Mount Pleasant will also help you get a feel for how homes in east Mount Pleasant differ from west Mount Pleasant, what the communities are like, and where to find Mount Pleasant's coolest attractions.

You're ready to buy a house in Mount Pleasant, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in North Carolina or elsewhere. We work with experienced homeowners and first-time homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Mount Pleasant.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Mount Pleasant. After that, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Mount Pleasant will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. A down payment of at least 20% can help increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in Mount Pleasant, NC

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Mount Pleasant. Contact Mr. Cooper as you prepare to buy a house in Mount Pleasant. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mount Pleasant, NC Mr. Cooper Customer Reviews

Read actual reviews from actual Mr. Cooper customers in Mount Pleasant, NC. Then call us to see how we can help you.

Make buying or selling a Mount Pleasant home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.