Mr. Cooper Serves Lumberton, NC

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Why Choose Mr. Cooper Mortgages in Lumberton, NC?

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Lumberton can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Lumberton — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Lumberton, NC. Mr. Cooper can explain how everything applies to your situation. Just give us a call. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Lumberton. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan could include favorable interest terms and various term lengths.

As a Lumberton home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Lumberton.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Lumberton and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Lumberton. Get Started

Mr. Cooper Mortgage Refinancing in Lumberton

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Lumberton. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the goal of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Lumberton home just the way you want it!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Lumberton to learn more about refinancing today.

Selling or Buying a House in Lumberton with Mr. Cooper

Getting ready to buy a home in Lumberton, NC? Then you'll probably want to look into getting prequalified for a mortgage in Lumberton and seek professional assistance for how to buy a home in Lumberton. The real estate market in North Carolina is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Lumberton and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day.

Selling a house in Lumberton, NC? Mr. Cooper has your back there, too. We understand the difficulties that come with selling a home in Lumberton, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Lumberton to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about refinancing, home loans, and selling or buying a house in Lumberton. We're your ally.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.