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Apply for a Home Loan in Lewisville, NC

Ready to buy a house in Lewisville but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

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Finding Your Fit, Finding Your Lewisville Home Loan

Houses aren't one size fits all. The same can be said for home loans in North Carolina. Securing the correct fit for your needs may require some comparison shopping! That's where Mr. Cooper comes in. Our mission is to keep the dream of homeownership alive starting with the mortgage loan process. We encourage you to read on for basic details about picking your Lewisville home loan, but also reach out to Mr. Cooper mortgage professional for any questions you may have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A poor credit rating may mean you'll have a higher interest rate on your mortgage loan. On the other hand, a strong credit score can help you secure a better rate with your potential lender. Your credit strength, financial state, and the timeframe you wish to make your move can all be a factor in the loan type that aligns with your goals. So, what options are out there for you?

What Home Loan Options Do I Have in Lewisville, NC?

There are several different types of home loans available to Lewisville home buyers: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loans might be a good choice for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA loans and FHA loans fall into the government loan category. Income and credit requirements tend to have different criteria than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which home loan is right for you? A professional loan officer can help you understand your options and next steps, depending on your stage in the journey.

Start with a Preapproval Letter in Lewisville, NC

Get a Verified Approval Letter from your lender before you start shopping for homes in Lewisville to show that you're serious about buying a home. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also speed up to sellers you can afford the home they’re selling. Give us a call now to talk about all things loan-related! We'll walk through everything from your credit, possible loan options and your Verified Approval letter. It could be the perfect season for you to buy a new house in Lewisville. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews for Lewisville, NC

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