The Process of Buying a Home in Fuquay-Varina, NC

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Understanding the Fuquay-Varina, NC Housing Landscape

Ready to lay down some roots and buy a house in Fuquay-Varina? Congratulations! You picked an energetic city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers nationwide and are familiar with the ins-and-outs of the Fuquay-Varina housing market.

Fuquay-Varina is growing by the day, which means Fuquay-Varina homes don't always come cheap. Continued economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Fuquay-Varina area, but so much change also means more traffic, more competition, and a need for more schools. That said, Fuquay-Varina and its nearby areas still offer an array of home styles and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When looking to buy a house in Fuquay-Varina, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Fuquay-Varina will also give you an idea of why homes in west Fuquay-Varina are priced differently than homes in east Fuquay-Varina, what the communities are like, and where to find Fuquay-Varina's coolest attractions.

Are your finances in the right place to buy a home in Fuquay-Varina? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in North Carolina or somewhere else entirely. We serve experienced homeowners and first-time homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Fuquay-Varina.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Fuquay-Varina. Then, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Searching the web for Fuquay-Varina averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, figure out what a realistic down payment would be for you. A down payment of at least 20% can help increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

Move Up and Out: Buying Your Dream House in Fuquay-Varina, NC

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Fuquay-Varina. Contact Mr. Cooper as you prepare to buy a house in Fuquay-Varina. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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