Mr. Cooper Serves Burlington, NC

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Why Choose Mr. Cooper Mortgages in Burlington, NC?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Burlington can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Burlington — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Burlington, NC. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Burlington. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan may include various term lengths and favorable interest rates.

As a Burlington home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Burlington today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Burlington as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Burlington. Get Started

Mr. Cooper Mortgage Refinancing in Burlington

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Burlington. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the purpose of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Burlington home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Burlington can help you learn more about refinancing and choose the right refinance option.

Buying or Selling a Home in Burlington with Mr. Cooper

Buying a house in Burlington, NC? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Burlington. North Carolina's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Burlington and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day.

Are you researching how to sell a house in Burlington, NC? Mr. Cooper can help you there, too. We understand the difficulties that come with selling a home in Burlington, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Burlington to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about refinancing, home loans, and selling or buying a house in Burlington. We are here for you.

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We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.