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Why Choose Mr. Cooper in Guilford, NY?

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Guilford.

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Meet Mr. Cooper in Guilford, NY

Guilford, NY We're a New York home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in New York. This move went beyond a basic name change. We adjusted our business for the better. How? First off, we ended all online transaction fees. We also reinvigorated the customer experience and added more services so you get great support whether you're buying, shopping, or just living in your home. Then and now, we're here to serve you.

Prequalify for a Mortgage in Guilford, NY with Mr. Cooper

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Guilford can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Guilford — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Guilford, NY. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Guilford home buyers. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan might include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Guilford home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Guilford.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Guilford and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Guilford. Get Started

Refinance Your Home Loan in Guilford with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Guilford in addition to new home loans. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Guilford house!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Guilford to learn more about refinancing today.

Buy a House in Guilford with Mr. Cooper's Help

Getting ready to buy a home in Guilford, NY? Then you'll probably want to look into getting prequalified for a mortgage in Guilford and seek professional assistance for how to buy a home in Guilford. The real estate market in New York is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Guilford. Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Contact Mr. Cooper Customer Service for Help in Guilford, NY

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to transfer ownership, make a payment, learn about refinancing, or ask a quick question.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.