Meet Mr. Cooper in Fort Drum, NY
We're a home loan company in New York that values people over paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in New York. This move went beyond a basic name change. We changed the way we did business for the better. First, we eliminated all online transaction fees. We even revamped the customer experience and added special services to help you out whether you're looking to buy, shop, or simply enjoy your current home. Then and now, we're here to serve you.
Why Choose Mr. Cooper Mortgages in Fort Drum, NY?
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Fort Drum can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Fort Drum — including learn more about mortgage rates, credit scores, and budgeting.
We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Fort Drum, NY. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in Fort Drum. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include various term lengths and favorable interest rates.
FHA is another home loan type that may be available to you as a Fort Drum home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Fort Drum today.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Fort Drum as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Fort Drum. Get Started
Refinance Your Home Loan in Fort Drum with Mr. Cooper
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Fort Drum. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the goal of refinancing is to secure a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Fort Drum home just the way you want it!).
Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Fort Drum can help you learn more about refinancing and choose the right refinance option for your situation.
Buying a Home in Fort Drum with Mr. Cooper
Getting ready to buy a home in Fort Drum, NY? Then you may want to start by seeking professional guidance for how to buy a house in Fort Drum and get prequalified for a mortgage in Fort Drum. Despite New York's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Fort Drum. Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Contact Mr. Cooper Customer Service for Help in Fort Drum, NY
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.