Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Mr. Cooper Serves Santa Teresa, NM

Busy? Have us call you back. Call Me Back

More Information

Meet Mr. Cooper in Santa Teresa, NM

Mr. Cooper is the kind of New Mexico home loan company that prioritizes people, not stacks of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in New Mexico. The switch signified more than a company name change. We overhauled our business to serve you better. For one, we set up customer service teams in the United States and ended online transaction fees for on-time payments. We also reinvigorated the customer experience and increased our services so you get quality support whether you are buying, selling, or just living in your home. Then and now, you are our priority.

Prequalify for a Mortgage in Santa Teresa, NM with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Santa Teresa can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Santa Teresa, NM. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Santa Teresa home buyers. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan may include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Santa Teresa home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Santa Teresa. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Santa Teresa. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Santa Teresa and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Santa Teresa.

Refinance Your Home Loan in Santa Teresa with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Santa Teresa in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the goal of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Santa Teresa house!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Santa Teresa can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in Santa Teresa with Mr. Cooper's Help

Are you ready to buy a house in Santa Teresa, NM? Then you may want to start by seeking professional guidance for how to buy a house in Santa Teresa and get prequalified for a mortgage in Santa Teresa. New Mexico's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Santa Teresa and introduce you to our affiliate to find a dependable real estate agent.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.

Are you researching how to sell a house in Santa Teresa, NM? Mr. Cooper has your back there, too. We know the obstacles that come with selling a house in Santa Teresa, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Santa Teresa to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about home loans, refinancing, and buying or selling a home in Santa Teresa. We’ve got your back.

Contact Mr. Cooper Customer Service for Help in Santa Teresa, NM

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can touch base with Mr. Cooper customer service when it's right for you. Send an email, call, sign in to our secure online messaging service, message us on our social media channels or send us a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. Our customer support team is 100% U.S.-based and 100% ready to help keep your vision for homeownership alive.

What’s Your Goal?

We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.