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Contact Mr. Cooper in Union, NJ

Mr. Cooper is changing the face of home loans in Union, one customer at a time. Contact Mr. Cooper in Union for support throughout your journey to home ownership.

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Meet Mr. Cooper in Union, NJ

Union, NJ We're a New Jersey home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in New Jersey. This move went beyond a basic name change. We adjusted our business for the better. For one, we got rid of all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are buying, shopping, or just living in your home. Then and now, we're here to serve you.

Mr. Cooper Mortgages in Union, NJ

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Union can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Union — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Union, NJ. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Union home buyers. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Union home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Union today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Union and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Union. Get Started

Mr. Cooper Refinancing in Union, NJ

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Union. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the goal of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Union home!).

There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term.  Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Union to learn more about refinancing today.

Buying a Home in Union with Mr. Cooper

Getting ready to buy a home in Union, NJ? Then you'll probably want to look into getting prequalified for a mortgage in Union and seek professional assistance for how to buy a home in Union. New Jersey's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Union. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Contact Mr. Cooper Customer Service for Help in Union, NJ

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Union home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one.  StreetSmarts puts the latest home listings in Union right in your hands so you don't have to worry about missing your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.