The Process of Buying a Home in Concord, NH

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Understanding the Concord, NH Housing Landscape

Ready to lay down some roots and buy a house in Concord? Congratulations! You picked a lively city with a great balance of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Concord housing market.

Concord is growing by the day, which means Concord homes don't always come cheap. Continued support for local businesses and cultural growth have helped to attract young families, new businesses, and retirees to the Concord area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Concord and the surrounding areas still offer an array of home types and prices. You can find single-family homes, condos, townhomes, and (hopefully) your perfect home! When looking to buy a house in Concord, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Discovering different parts of Concord will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Concord's hottest attractions.

Are you financially prepared to buy a house in Concord? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in New Hampshire or somewhere else entirely. We serve first-time homeowners and experienced homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in Concord.

First, calculate how much house you can afford. This will help determine the price range for your Concord house hunt. Next, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Concord will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, figure out what a realistic down payment would be for you. A down payment of at least 20% can help boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Concord, NH

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Concord. Contact Mr. Cooper as you look to buy a home in Concord. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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