Why Choose Mr. Cooper Mortgages in Auburn, NH?
Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Auburn can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Auburn — including learn more about mortgage rates, credit scores, and budgeting.
We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Auburn, NH. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Until then, here's what you need to know to get started.
Conventional loans are a popular choice for Auburn home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan could include various term lengths and favorable interest rates.
FHA is another home loan type that may be available to you as a Auburn home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Auburn today.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Auburn as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Auburn. Get Started
Refinance Your Home Loan in Auburn with Mr. Cooper
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Auburn. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the goal of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Auburn house!).
Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Auburn to learn more about refinancing today.
Selling or Buying a House in Auburn with Mr. Cooper
Buying a house in Auburn, NH? Then you'll probably want to look into getting prequalified for a mortgage in Auburn and seek professional assistance for how to buy a home in Auburn. The real estate market in New Hampshire is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Auburn and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Are you researching how to sell a house in Auburn, NH? Turn to Mr. Cooper for help. We're aware of the challenges that come with selling a home in Auburn, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Auburn to learn more.
Mr. Cooper is here to be your advocate on your homeowner journey. Give us a call for more information about home loans, refinancing, and buying or selling a home in Auburn. We are here for you.
- The Purchase Pro program is not available in AK, IA, KS, LA, MS, MO, OK, OR and TN.
- ** Listing commissions may vary by transaction and through negotiation.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.