Contact Mr. Cooper in Hastings, NE

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Why Choose Mr. Cooper Mortgages in Hastings, NE?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Hastings can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Hastings — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Hastings, NE. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Hastings home buyers. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. A couple of key benefits of a conventional loan might include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a Hastings home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Hastings.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Hastings and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Hastings. Get Started

Mr. Cooper Refinancing in Hastings

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Hastings. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Hastings home!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Hastings to learn more about refinancing today.

Buying or Selling a Home in Hastings with Mr. Cooper

Getting ready to buy a home in Hastings, NE? Then you'll probably want to look into getting prequalified for a mortgage in Hastings and seek professional assistance for how to buy a home in Hastings. The real estate market in Nebraska is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Hastings and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Are you researching how to sell a house in Hastings, NE? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in Hastings, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Hastings to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about home loans, refinancing, and buying or selling a home in Hastings. We’ve got your back.

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