The Process of Buying a Home in Great Falls, MT

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Exploring Great Falls, MT From North to South

Ready to lay down some roots and buy a house in Great Falls? Great idea! You selected an energetic city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers from coast to coast and have the inside scoop on Great Falls's housing scene.

Great Falls is growing by the day, which means Great Falls homes don't always come cheap. Sustained economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Great Falls area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, Great Falls and the surrounding areas still offer a variety of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When looking to buy a house in Great Falls, consider the home's location in relation to your everyday activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Great Falls will also give you an idea of why homes in west Great Falls are priced differently than homes in east Great Falls, what the communities are like, and where to find Great Falls's coolest attractions.

Are you financially prepared to buy a house in Great Falls? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Great Falls. We support new and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Great Falls.

First, calculate how much house you can afford. This will help determine the price range for your Great Falls house hunt. Next, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Searching the web for Great Falls averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, consider how much you can contribute to a down payment. A down payment of at least 20% can help improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

Move Up and Out: Buying Your Dream House in Great Falls, MT

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Great Falls. Contact Mr. Cooper as you look to buy a home in Great Falls. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Great Falls, MT

Take it from these Mr. Cooper home buyers and sellers in Great Falls, MT: We love helping homeowners. Call now to see how we can serve you.

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