Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the University City, MO Home Loan That's Best for You

Ready to buy a house in University City but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in University City, MO That's Best for You

Homes aren't one size fits all structures. The same can be said for home loans in Missouri. Finding the right fit for you takes some shopping around! That’s where Mr. Cooper can help. Our goal is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the loan process. We hope you'll keep reading for introductory information about finding a home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

Check your credit before you start applying for loans and try your best to improve your score. A low credit score may mean you are presented with a higher interest rate on your loan. On the flip side, a strong credit score can help you advocate for your best rate with a lender. Your credit strength, finances, and and the timing in which you wish to make your move can all be a factor in the type of loan that matches your needs. So, what loans can you pick from?

Different Types of Home Loans in University City, MO

University City home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA and FHA loans are both types of government loans. Income and credit requirements are often different than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which home loan is right for you? A professional Mr. Cooper loan officer can help you compare loans and plan your next steps, depending on where you are on your journey.

Start with a Preapproval Letter in University City, MO

Get a Verified Approval Letter from your lender before you begin looking for houses in University City to show that you're serious about buying a home. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also speed up to sellers you can buy the home they’re selling. Contact a Mr. Cooper mortgage professional today to chat about everything from your potential loan options, credit score, and your Verified Approval letter. Now could be the perfect time for you to buy a house in University City. Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in University City, MO

Read real stories from real Mr. Cooper home mortgage customers in University City, MO. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

Work with Mr. Cooper to get pre-approved and get into the home of your dreams.