Mr. Cooper Serves Saint Louis, MO

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Prequalify for a Mortgage in Saint Louis, MO with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in Saint Louis — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Saint Louis, MO. Call a Mr. Cooper mortgage professional for one-on-one guidance. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Saint Louis. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Saint Louis home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Saint Louis today.

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Saint Louis and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Saint Louis. Get Started

Refinance Your Home Loan in Saint Louis with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Saint Louis. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the purpose of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Saint Louis house!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Saint Louis to learn more about refinancing today.

Buying or Selling a Home in Saint Louis with Mr. Cooper

Getting ready to buy a home in Saint Louis, MO? Then you'll probably want to look into getting prequalified for a mortgage in Saint Louis and seek professional assistance for how to buy a home in Saint Louis. The real estate market in Missouri is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Saint Louis and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.

Preparing to sell a home in Saint Louis, MO? Turn to Mr. Cooper for help. We know the challenges that come with selling a home in Saint Louis, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Saint Louis to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about home loans, refinancing, and buying or selling a home in Saint Louis. We’ve got your back.

Mr. Cooper Reviews from Real Customers in Saint Louis, MO

Read real stories from real Mr. Cooper customers in Saint Louis, MO. Then contact us to see what we can do for you.

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Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.