How Can Mr. Cooper Help You Buy a House in O'Fallon, MO?
Buying a home can be one of the most rewarding yet stressful things you ever do — and even more so when you're a first-time home buyer in O'Fallon, MO. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll figure out what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can buy in O'Fallon. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in O'Fallon. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can spend on a house. Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in O'Fallon easier.
What to Know When Selling a House in O'Fallon, MO
Selling a home in O'Fallon, MO can be equally as rewarding as it is stressful, but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. You have a limited supply of O'Fallon homes to choose from, and changes in property can happen all the time. You might feel like you can't wait for the perfect home to come on the market. Mr. Cooper knows this obstacle and can equip you with resources to make the sale of your home less stressful. Other obstacles are less concrete, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to plan your move!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about our Agent Assurance program in O'Fallon to learn how our money-maximizing real estate program could support you as both a home buyer and seller in O'Fallon!
What If You Are in Escrow with Mr. Cooper?
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. The escrow period is when a third party holds something of value, usually money, in a special account until an exchange between a seller and buyer is complete. An escrow account can be used for all types of business handlings, but we narrow in on how it applies to the world of real estate. As a home buyer, you typically put a percentage of the property price in the escrow account. If you're the one selling, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Contact a customer service agent today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. See things differently with Mr. Cooper.
Mr. Cooper is More Than a Home Lender in O'Fallon
Around O'Fallon, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the information, service, and support you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Improving credit can be as simple as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Credit mistakes often happen when people don't take action or aren't paying attention. We believe that with a little knowledge, you can be different. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.