Buying a House in Lake St. Louis, MO Is Easier with Mr. Cooper
Buying a home can be one of the most rewarding yet stressful things you ever do — and even more so when you're a first-time home buyer in Lake St. Louis, MO. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll figure out what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey. With the Mr. Cooper® Agent Assurance program, we'll help you find an agent you trust and who will give you step-by-step guidance through the entire process.
We'll start by helping you estimate how much house you can buy in Lake St. Louis. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. When it comes to buying a home in Lake St. Louis, mortgage prequalification is one of the best things you can do. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can spend on your new home. Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Buying a home in Lake St. Louis could be even easier when you have Mr. Cooper in your corner.
What to Know When Selling a House in Lake St. Louis, MO
We've been there. We know that selling a house in Lake St. Louis, MO is one part joy and one part stress. Sellers have to overcome unique obstacles. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. The home inventory in Lake St. Louis can be limited, with changes in property happening by the day. It might feel like you can't wait for the right house to pop up. Mr. Cooper understands how troubling this can be and can share some solutions for taking the stress out of selling your house. Other obstacles are less concrete, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Learn more about the Agent Assurance program in Lake St. Louis to see how it could help you maximize your money as both a home seller and buyer in Lake St. Louis!
More on Mr. Cooper Escrow Period
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. The escrow period is when a third party holds something of value, usually money, in a special account until a deal between a buyer and seller is finalized. An escrow account can be used for all types of transactions, but we shine the spotlight on how it applies to the world of real estate. If you're the one buying the home, you usually agree to put a percentage of the property price into escrow. If you're the one selling, you take the home off the market during the escrow period so the property can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Contact one of our dedicated customer service agents to learn about your former Nationstar escrow account or current Mr. Cooper escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. See things differently with Mr. Cooper.
Mr. Cooper is More Than a Home Lender in Lake St. Louis
In Lake St. Louis, Mr. Cooper is a friendly home buying and selling ally to have on your side. We'll give you the information, service, and support you need to make the best financial decisions to achieve your future goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Building credit can be as easy as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. We believe that with a little knowledge, you can be different. You can take action, check your credit, work to improve it, and get prequalified for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.