How Can Mr. Cooper Help You Buy a House in Kirkwood, MO?
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Kirkwood, MO. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll learn what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll start by helping you estimate how much house you can buy in Kirkwood. That's a good first step toward home ownership. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Kirkwood. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can spend on a house. Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Kirkwood easier.
Sell Your House in Kirkwood, MO with Mr. Cooper's Help
Selling a home in Kirkwood, MO can be equally as rewarding as it is stressful, but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. You have a limited supply of Kirkwood homes to choose from, and changes in property can happen all the time. You might feel like you can't wait for the perfect home to come on the market. Mr. Cooper knows this obstacle and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Don't forget — you still have to pack for your move!
At Mr. Cooper, you'll find the expert resources and team members you need to defeat difficulties AND lower the amount of money you spend on closing costs and real estate commissions. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about Mr. Cooper's Agent Assurance program in Kirkwood to see how it could help you save time and money as a homebuyer or seller in Kirkwood!
More on Mr. Cooper Escrow Period
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. During an escrow period, a third party holds money (or something else of value) in an account until an exchange between a seller and buyer is finished. An escrow account can be used for all types of business handlings, but we focus on how it is used in real estate. If you're the home buyer, you generally place a percentage of the property price in escrow. If you're the home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps alleviate the stress of having to save for and keep track of those expenses. Contact a customer service agent today to chat about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper is More Than a Home Lender in Kirkwood
In Kirkwood, Mr. Cooper is a friendly home buying and selling ally to have on your side. We'll give you the support, service, and information you want to make confident moves toward your best financial future. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Improving credit can be as simple as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We think you can be different. All you need is knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.