The Process of Buying a Home in Jennings, MO

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Exploring Jennings, MO From North to South

Strongly considering a home purchase in Jennings? Smart move! You selected a vibrant city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers across the country and have the inside scoop on Jennings's housing scene.

Jennings is growing by the day, which means Jennings homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to attract entrepreneurs, retirees, and new graduates to the Jennings area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Jennings and its nearby areas still offer an array of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a house in Jennings, consider how near or far away the home is from the places you visit most. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Jennings will also help you get a feel for how homes in east Jennings differ from west Jennings, where to find Jennings's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Jennings? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Missouri or somewhere else entirely. We support first-time homeowners and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Jennings.

Before anything else, calculate how much house you can afford. This will help determine the price range for your Jennings house hunt. Then, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. Searching the web for Jennings averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Then, figure out what a realistic down payment would be for you. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Jennings, MO

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Jennings. Contact Mr. Cooper as you look to buy a home in Jennings. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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