Contact Mr. Cooper in Jefferson City, MO

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Jefferson City, MO?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Jefferson City can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Jefferson City — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Jefferson City, MO. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Jefferson City home buyers. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan could include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Jefferson City home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Jefferson City.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Jefferson City as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Jefferson City. Get Started

Mr. Cooper Refinancing in Jefferson City

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Jefferson City. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Jefferson City home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Jefferson City can help you learn more about refinancing and choose the right refinance option for your situation.

Buying or Selling a Home in Jefferson City with Mr. Cooper

Are you ready to buy a house in Jefferson City, MO? Then you may want to start by seeking professional guidance for how to buy a house in Jefferson City and get prequalified for a mortgage in Jefferson City. The real estate market in Missouri is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Jefferson City and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in Jefferson City, MO? Mr. Cooper can help you there, too. We're aware of the challenges that come with selling a home in Jefferson City, especially when you're trying to do it for the first time. As a seller, you'll get in-depth marketing and sales insight at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Jefferson City Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about refinancing, home loans, and selling or buying a house in Jefferson City. We are here for you.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.