All About Buying a House in Moss Point, MS

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Get Familiar with the Lay of the Land in Moss Point, MS

Thinking about buying a home in Moss Point? Congratulations! You selected an energetic city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers from coast to coast and have the inside scoop on Moss Point's housing scene.

Given all of Mississippi's growth, Moss Point homes aren't always easy to find at a comfortable price. Ongoing cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Moss Point area, but so much change also means more traffic, more competition, and a need for more schools. That said, Moss Point and its neighboring areas still offer a wide range of homes in price and amenities. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your perfect home! When buying a home in Moss Point, consider the home's location in relation to your everyday activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Moss Point will also help you get a feel for how homes in east Moss Point differ from west Moss Point, what the neighborhoods are like, and where to find Moss Point's hottest attractions.

You're ready to buy a house in Moss Point, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You could choose to buy a home in Mississippi or elsewhere. We work with first-time homeowners and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Moss Point.

Before anything else, estimate how much house you can afford. This will help you narrow your search when house hunting in Moss Point. After that, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in Moss Point will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, look at how much money you can put toward a down payment. Putting at least 20% down will boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Make Your Move: Buy a Home in Moss Point, MS

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Moss Point. Contact Mr. Cooper as you look to buy a home in Moss Point. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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